:root{--navy:#091521;--ink:#17212b;--muted:#667382;--gold:#d5a94f;--cream:#f5f2eb;--line:#e4e8ed;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}h1,h2,h3,h4{line-height:1.08;letter-spacing:-.035em;margin:0 0 18px}h1{font-size:clamp(44px,6vw,76px)}h2{font-size:clamp(34px,4vw,52px)}h3{font-size:22px}p{margin:0 0 16px}a{text-decoration:none;color:inherit}.wrap{width:min(var(--max),92%);margin:auto}.top{background:#06101a;color:#bfc8d2;padding:8px 0;font-size:12px}.top .wrap{display:flex;justify-content:space-between}header{position:absolute;z-index:5;left:0;right:0;color:#fff}.nav{height:86px;display:flex;align-items:center;justify-content:space-between}.brand{font-weight:800;letter-spacing:.25em;font-size:22px;color:#fff}.brand small{display:block;color:var(--gold);font-size:9px;letter-spacing:.45em;margin-top:4px}.navlinks{display:flex;gap:25px;align-items:center;font-size:13px}.navlinks a:hover{color:var(--gold)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:5px;font-weight:700;font-size:13px;border:1px solid transparent;cursor:pointer}.gold{background:var(--gold);color:#101b27}.outline{border-color:#fff8;color:#fff}.hero{min-height:760px;padding:145px 0 90px;color:#fff;background:linear-gradient(90deg,#040e18f7 0%,#040e18e8 48%,#040e1860 100%),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=2200&q=85') center/cover;display:flex;align-items:center}.grid{display:grid;grid-template-columns:1.15fr .85fr;gap:65px;align-items:center}.eyebrow{color:var(--gold);font-size:11px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}.hero p{font-size:19px;color:#d9e1e9;max-width:650px}.actions{display:flex;gap:12px;margin-top:28px}.form{background:#fff;color:var(--ink);padding:30px;border-radius:10px;box-shadow:0 25px 70px #0007}.form h3{font-size:25px}.fields{display:grid;gap:11px}.fields input,.fields select,.fields textarea{width:100%;padding:13px;border:1px solid #d8dfe7;border-radius:5px;font:inherit;background:#fff}.fields textarea{min-height:100px}.small{font-size:10px;color:#7b8592}.message{margin-top:8px}.strip{padding:25px 0;border-bottom:1px solid var(--line)}.stripgrid{display:grid;grid-template-columns:repeat(4,1fr)}.stripitem{padding:0 22px;border-right:1px solid var(--line)}.stripitem:first-child{padding-left:0}.stripitem:last-child{border:0}.stripitem strong{display:block;font-size:18px}.stripitem span{font-size:12px;color:var(--muted)}section{padding:95px 0}.cream{background:var(--cream)}.intro{max-width:750px}.intro p,.card p,.content p,.content li{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}.card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:9px}.card .num{font-size:11px;color:#a47c30;font-weight:800}.card a{font-size:12px;color:#a47c30;font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.dark{background:var(--navy);color:#fff;padding:42px;border-radius:13px}.dark p{color:#bdc8d3}.checks{display:grid;gap:16px;margin-top:25px}.check{display:flex;gap:12px}.check b{color:var(--gold)}.steps .step{display:grid;grid-template-columns:55px 1fr;gap:18px;padding:23px 0;border-bottom:1px solid var(--line)}.circle{width:44px;height:44px;border:1px solid #c9a55b;border-radius:50%;display:grid;place-items:center;color:#98742f;font-weight:800}.pagehero{background:var(--navy);color:#fff;padding:145px 0 70px}.pagehero p{max-width:700px;color:#bdc8d3;font-size:18px}.content{max-width:850px}.faq{max-width:850px}.faq details{border-top:1px solid var(--line);padding:20px 0}.faq summary{font-weight:700;cursor:pointer}.cta{background:var(--navy);color:#fff}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}footer{background:#06101a;color:#aeb9c6;padding:50px 0 25px}.foot{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:50px}.foot h4{color:#fff}.legal{border-top:1px solid #ffffff16;margin-top:30px;padding-top:18px;font-size:10px;color:#778493}.notice{background:#fff8e8;border:1px solid #ead7a5;padding:15px;border-radius:6px;font-size:13px;color:#6d592d;margin:20px 0}@media(max-width:850px){.navlinks{display:none}.grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.stripgrid{grid-template-columns:1fr 1fr;gap:20px}.stripitem{border:0;padding:0}.cta .wrap{display:block}.foot{grid-template-columns:1fr}.top .right{display:none}}